I moved mine to a self-directed IRA, so no penalty to invest in whatever I choose.

Hello @Dan Moore - You'll find that most Realtors (like myself) who fully understand what you are seeking, are also seeking the same for themselves - so there is the potential for conflict.

@Jeremy Bohnett if you are seeking Fannie/Freddie loans then the right strategy is to keep only 1 person on each loan as described in your post.  10 loans per person. 

it just takes these regulators usually 2 to 3 years to hammer them.. they know when the statue of limitations runs and usually show up at their door step at 7am when they are still in their PJshttps://www.sltrib.com/news/2017/10/12/utah-man-se...Read up on Chad Deucher he had a turn key bizz like Morris.. wreck a ton of people like Morris in the end he got nailed.these guys came into my Oregon office seeking financing when they were about 1 to 2 years in.. 

@Sean HarrisonIf you're self-employed, you might be eligible for a Solo 401k, which offers many benefits over a self-directed IRA: Compared to an IRA, Solo 401k contribution limits are roughly ten times higher.There is no custodial requirement for the 401k.You don't need the additional expense and administration of an LLC to have checkbook control.There is a built in-Roth component whereas IRAs are either traditional or Roth, not both.A spouse can also participate in the same Solo 401k plan.The Solo 401k has additional tax benefits over an IRA when investing into real estate using leverage.The penalties for prohibited transactions are less severe, though it's best not to utilize this benefit :)I'd recommend you reach out to a few providers who regularly post here on BP to get a better understanding of your options.

A good FAQ page on this law: http://ag.ks.gov/open-govt/kora-faq)KORA states: "No person shall knowingly sell, give or receive, for the purpose of selling or offering for sale, any property or service to persons listed therein, any list of names and addresses contained in or derived from public records … Any person subject to this section who knowingly violates the provisions of this section shall be liable for the payment of a civil penalty in an action brought by the attorney general or county or district attorney in a sum set by the court not to exceed $500 for each violation."

No prepay penalty.

My primary question I seek to have answered by posting this post is fairly straight forward, yet I encourage debate concerning metrics and comparisons.  

While doing some of my financial modeling on a real estate property we are finding that a deal in Lubbock is passing our initial checks as it relates to the financial performance we are seeking.

For corevest the ltv is 75 the occupancy has to be 90% and dscr 1.25 if under $1m and 1.2 if over. 10 yr balloon with I believe 2.5 % pre pay penalty for first 9-9.5 yrs.