There are probably a few more ways to get 85% LTV between conventional and other regional banks as well.

Reject that, too.You've got to crawl -> walk -> run, but without the brain damage that comes from a call center.Find a local credit union or regional bank, especially one with a great Realtor affiliate program.Once you do your job well enough that those Realtors are sending you their referral business and not just accepting your referrals to them, you're ready for the big leagues.

example:  Small regional bank makes loan ... bank fails  ( 400 banks in Georgia failed in the GFC)  Assets are sold to a hedge fund like Rialto..  

Just want to make sure you're taking regional difference into account when you're building out your business modeling and forecasting. 

This specific quote required multiple reserve escrows.Local & regional Banks will probably cap at 75/80, agency 80% (in primary markets), some credit unions & private money 80/85This is assuming both an excellent property & sponsor financials. 

However, you can probably get a ballpark idea by checking crime, rents, and home size, age, values relative to other areas in the same region.

If anyone have any experience with real estate here in Thailand or in the SEA region please share?

"Neutral purple"????

I am looking for recommendations from you for a home inspector in the Memphis region.

Prices are regional , you may also need storm water management for run off .