The most common portfolio style loan in Texas is a 20 year adjustable rate loan.

Without income usually you would get a commercial or portfolio style loan.  

I think this would be best for private money or partnership situations.BiggerPockets calculators offer a similar style report.

For buildings where it’s not practical for panels to be on-site for whatever reason (wrong azimuth/orientation, too much shade, no land for a ground mount, aesthetics, etc.), they can use large commercial or utility scale arrays nearby to offset their consumption.

Has anyone delt with an 1880's Victoria style home that has a dirt basement ?

Upgrade interiors to market style.

What do they offer for style and amenities?

I would like to stay under $300k, so I am looking for Townhouse style condos and small single family homes.

It has never cost more to buy oriented strand board, known as OSB and used for walls, Southern yellow pine, which is favored for fences and decks, or ponderosa pine, which is popular in cabinetry and interior trim.Many engineered wood products used in new construction, such as I-joists, are in short supply, and mills are backlogged with orders well into March, the pricing service said.

We are trying to purchase a townhome in a village style community in Olympia, WA and it has about 52 exceptions attached to it in Schedule B in the Title. 40/50 of those exceptions are recorded separately and have their own multi-page document.