Any notable example programs or organizations?

The inverse correlation between the two makes these investments too tempting for those not sophisticated in investing (or not able to afford the resulting losses).In your chosen RE area, you want to be fully versed on the risk/reward. 

Tons of people still do not know how to manage credit and get into debit and are not able to purchase homes.

Those with money stand to make a great deal more during the crash.I'm not able to change the facts of the past.

I think the answer may be yes when you are starting out and not able to generate large amounts of cash. 

The notable increase in crime in NYC isn’t a few people vandalizing cars or shop lifting.

If you are not able to, staging would be important.  

I would suggest that it makes sense to keep the money in the bank as an emergency cushion against those times where you might need the funds but are not able to borrow at all. 

The most notable is the 77 acre site where Marathon Oil used to own in the 7700 block of south Broadway.  

I’m purchasing the property from them to rehab/renovate the property as it needs a lot of work and they are not able to repair the property themselves.