However, lots of CUs and Locals are requiring you to keep deposits with them if you want a loan - typically around the 10% mark.

Two years ago when the entire market was red hot most listings in my area required a pre approval or proof of funds with the offer if I remember correctly. 

Hi as Steve and Jason pointed out it is very important to keep funds seperate.You will need an escrow account, if it's required by law, your account will need to be titled XYZ ESCROW ACCOUNT, if not so required, it can be any account but ONLY deposits and funds held in trust should ever be depoisited to this account and any withdrawl should be well noted on the check and on your books.If you comingle you accounts and you need paper towels to clean units, the IRS can simply disallow your deduction saying it was used at home since it was paid from a personal account or one of comingled funds.I too would suggest you formalize a business entity, an LLC probably.

A lot of the things a mortgage company requires is to protect their financial interests (and subsequently protect you also)....getting title insurance, a survey, an assessment/inspection, and requiring home owner's insurance. 

You are not required to give any reason.

I am already requiring the tenant cover repair costs and want to tell them the dogs have to go.

Visa requirement for travel and carrying out daily operations.2.

Quartz is actually stronger than granite, it doesn't require sealing and is easier to clean, it has more color options, and likely cheaper than granite.

We require ours to pick up minor branches and place them at the curb.Pest control: tenant generally. 

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.