I am thankful for all of the advice I've received on this platform and grateful for this community.

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.

May I follow up in a month?"

I don't really come on this site much anymore.

You are about to learn the hard way (if you had not posted in here), that you are making a mistake with your strategy!

The loan officer told me to come in the day after settlement to apply.

If you went directly to the agent listing the property then ask them, and if not then ask the agent that represented you for the sale to get you the contacts for it. 

In this case the current financials on the property aren't great(rents well below market value and the owners family living in several of the suites) so the lenders will likely not provide the funding based on poor NOI.  

Quote from @Alex Fierro: Greetings, finding a business/real estate lawyer that will actually return calls or emails has been taxing so I decided to post here to get the advice from all the gurus.

I'm sure there are likely articles and posts on the BP blogs about this very topic, don't be hesitant to check those out.