There is no right answer, there may be many wrong answers, but I'm sure there is a "best" answer. 

To be asking now if a you should be setting up a vacancy fund is all wrong.

The investment also helps when it comes time to resell the property as it’s a good selling feature and one less thing to go wrong during an inspection.Keeping extra window units is smart as well.

But rarely)  This tells me all I need to know - that I was under the wrong impression about what the lender would require regarding using the existing rents to off set the debt.

Remember, you're walking through C/D areas doing this -- it can get weird when you turn down the wrong street in the middle of the night.4.

You're barking up the wrong tree unfortunately.

You will have a hard time proving things were done "wrong" .  

I hope I'm wrong but those 4 individual leases can become very problematic and expensive!

Meaning, and I might be wrong here, but for example property management or repairs are a business expense and are tax deductable correct?

Howdy @Logan A TylerYour report is incomplete and has the wrong type of financing.1.