No picture, no receipt, no detailed description as to wether it was new or refurbished and no warranty info.

You can do that at a kitchen table by filling out the property form (typically a "warranty deed"), everyone signing it with a notary and recording it.

Do your contract before notice of foreclosure and your lease will be good for 90 days after the sale, but your right to purchase will not be valid.

This also doesn't include home warranty, termite letter, and any repairs requested by the buyer (or the buyer's lender).

Pulling harasing elements after accepting an offer, like putting the sale price of the special warranty deed and making it public record can be addressed in the offer....take it or leave it!

lol mari....getting hoa tips here is like getting diet tips at krispy kreme....i am all for HOA. unfortunately, many people don't have a pride of ownership in their homes and could care less what it looks like from the street. i think there are people that want nothing to do with HOA communities (as u see here) and its absolutely thier choice to not live there....seeing that your question is asking about rules for the HOA (and not whehter you should have one or not), i will focus on that.definitely, definitely, DEFINITELY seek counsel and get a lawyer that specializes in HOA and realestate. my current HOA is in a bitter lawsuit regarding our validity and it appears that when the transfer occured from the builder to the community there was a snafu. each state has laws that hoa's must follow and you don't wanna just 'wing it'. our lawyer told us to cease opertaions right now until after our may 20 court date.....sounds optimistic!

I spent 10 years in California so my *opinions* are just as valid as yours.

There may be valid reasons to shuffle the income around.

I just checked out my equifax credit report and lists all of the loans as having credit limit as $0, which validates what you said; however, in my credit summary, I have an extraordinarily large debt/credit ratio.

If found valid, this won't be a case about "profit", it'll be about FIDUCIARY DUTIES, a phrase with which most Lenders and other "Professionals" may one day become familiar (again).Notice Italy's NOT taking the civil case route, but the criminal instead.