Hello all,My fiance and I recently moved to the Bay Area and are currently under contract for our first primary home together.My real estate experience is relatively low with a single LTR under my belt and looking for ways to grow.

If you are lookign to occupy the property as a primary, then you'd need to look at the conventional (Fannie HomeStlye Reno loan for example) or FHA (203k loan for example).As for the takeout, again so long as the ARV is strong enough to support it, you have credit and income to qualify (if you go the Conventional DTI route as opposed to DSCR), you should be able to refinance into a long-term loan no problem.Feel free to DM me if you'd like to chat more on this!

I’m looking to learn more about HAP contracts and HUD for a property I’m acquiring. If anyone can share some information about these topics or knows someone who would be willing to talk for a 5-10 minutes I’d love to ...

What types of funding structures have you found most effective for scaling your real estate portfolio? Are there any creative financing strategies you've used recently?

do you have experience?

I think when people talk about putting title of a real estate to an entity like LLC or C Corp etc, they may not realize that it is important to point out that this strategy works only when you own the property "free and clear".

To syndicate real estate, you either need a track record of experience or partner with someone that has the track record/experience. 

She thinks it’s ok to stay for free and she deserves free housing, non paying her dues or any thing just because she does not have a job (on purpose) and does not have money ( has all money for fancy furniture and gadgets)But anyways she has not paid her move in deposit ( paid partial) and has not carried renters insurance.

I was wondering if anyone had any information, they could share about their experience in the past year or two.

If they didn’t know there were closing costs then they probably don’t have the experience to receive 100% financing lol