If you plan ahead and are healthy, it is possible to grow the health savings account significantly to pay future medical expenses.An HSA can be self directed like an IRA or 401K, but money is not taxed that goes in or out of the account.

I'm very motivated and excited about starting and feel lucky to be in such a healthy market to start this journey.Thanx again

I find that over-communicating (from an introvert's perspective)  is crucial in maintaining a healthy living environment to be on the same page of expectations.   

I don't have a whole lot of equity there yet, but I anticipate a very healthy appreciation over the next few years.As for my day- I'll probably never fully quit. 

The platform/ STR strategy has been working for me successfully for years now, and we are still seeing very healthy appreciation in our market ( lots of room to go).

I'm an investor... a borrower myself.I'm not implying that there are not challenges in lending and I think that a healthy conversation about it would help both sides of the coin.

However, a healthy discussion to ensure that both spouses agree on the course of action never hurts!

However, despite his poor health, I don't actually think it would effect the plan I suggested.

Have a happy, healthy and prosperous New Year.

Assuming a property has been purchased at a good price and the month to month cash flow is healthy, the two most likely scenarios that will put a property at risk are:1) A huge capital expense that arises (ie replacing an HVAC or roof).To mitigate this one should save at least 10% of gross income and set that aside for major future repairs.