So I'm a little biased :)  But there are lots of QIs out there. 

I don't have tattoos, probably never will, but seeing those changed my bias against ink ---they were night and day vs my great-uncles 1920's hula girl LOL.

Maybe I am a little bit biased because I've lived in the San Francisco Bay Area for over 25 years, but I've never really felt like I have to compete with my neighbors: for most of those 25 years, I lived in San Francisco, where I never even met my neighbors and for the past few years, I've been living in a small suburb along the I-880 corridor.

YES, we may be a little biased, but check out our blog here on BP comparing Detroit to other cities and Deep Dives on Metro Detroit cities & neighborhoods: https://www.biggerpockets.com/...

The BP forums has a natural 'success bias', meaning the only people who stay on here are the ones who have achieved some degree of success in the REI game.

No doubt, this was biased report I provided.

You said you want to house hack a multifamily 2-4 unit building.Second question I would ask you biased off that knowledge, would you be willing to handle a 2-4 unit building that needs work and looks like crap or a value add(adding extra unit/bedroom/bathroom)?

So I broke these up specifically based on numbers and property values, trying to avoid anecdotal bias .

Not accusing you of being biased, just asking is all :)

Not to get into the no debt  max debt debate to me its math and a personal bias or comfort level.however if your buying low value assets like many on BP buy  in the C D class stuff for 20 to 50k a door then I like those in cash for sure.. and at your savings rate you could amass a pretty nice nest egg in 10 years with Zero debt I like that a lot.If your going for A and B class assets with not so much risk to tenant use and abuse and failure then I think you could maybe split the baby down the middle and take on some debt as its real cheap now and nothing says you have to have max debt.But one things is certain paid for real estate is very common with the very wealthy much more than what is talked about on BP..