Since early retirement from the JOB all subsequent 401(k)-solo funds have been  invested 100% in REI with exceptional returns.One of the better more recent articles I've read on the myths, pros/cons & reticence to do so was this one:https://www.investopedia.com/a...

I was not aware that Fannie loans had an exception.

I just checked their website, and the only exception they list for Non-Owner Occupied HELOCs is that, in Texas, non-owner occupied CONDOS are limited to 75% LTV (other property types are 80%) whereas everywhere else is 80% LTV max, for Non-Owner Occupied anything.

Probably not in residential...the only exception to that would be the companies that bought 10,000+ single family homes during the crash in 2008-2012 and then held on to the properties until 2016-2019 and then liquidated.

@Cody Smith I am a firm believer in paying off all debt, except for your primary residence, before jumping into real estate.

Being this the first deal, I guess there was not much value I could add, except the fact I was giving money to close the deal.

I’m going through a REFI now and the bank is asking for everything except my recent COVID test (negative).If you are still reading, thanks for not getting distracted and pressing through!

@Miltiana Holdip, I'm not sure I've got all the necessary information to comment intelligently on this situation except in a general way.First, it has gone on far too long. 

The experience was pretty good except for the mortgage lender was a little slow.  

You never know when an exceptional multifamily deal will come across your desk.