And we ask him if he wouldn't mind reporting to us in 12 months on the amount of savings he experiences from switching from incandescent bulbs to CFLs.

I would focus on finding an investor-friendly agent, that both have the knowledge and experience working with out-of-state investors, and VA buyers.

As you accumulate more properties and experience you’ll set a reserve that not only handles capex events, but also other uncertainties (ie vacancy, changes in personal finance, etc).

@Amit Desai I can only speak with my experience, but when we bought our second home with the lender knowing  our intention was to rent it out, the rate was lower than it would have been if it was considered an investment.

Dan Derosa has a lot of experience with subject to deals.

I have some family members and myself :) who will swing hammers and some have experience with light construction.

Does anyone have experience in the Sacramento County area?

Anyone have experience subto'n VA loans?

Hopefully someone with a good experience has some suggestions.

I work on the Property Management side so lots of insight available from past Owners, my CEO with his large portfolio, and their experiences regarding BRRRR and what areas it's successfull here in Houston.