Some people say multi families are harder to sell than single family houses because the buyer pool isn’t as big but I keep my properties in tip top condition and I just don’t see that as being an issue.

@Micah Franklin Check with your local credit unions.

I didn’t sign because their aggressive desperation for me to sign up was a huge turnoff and ultimately it felt like they wanted my credit card number more than anything else (which I’m sure is the case).

Any tips on dealing with local governments to get this sort of thing done is much appreciated!

Hit me up if you ever wanna swap stories or trade some tips.

Also if your credit score is not at 780 or above, get working on that now. 

Using a HELOC for Down Payment-Yes, it's an option.Some investors leverage a home equity line of credit (HELOC) to use existing home equity for investment property down payments.

I leaned the single family residences that are to my taste can only be rented to individuals with credit ratings of 700 or more.

Some tips:1.

Compensating factors ie. weaker credit score, weaker reserves, weaker DTI2.