Thoughts I have lately that seem tough to find info on:1) asking owner financing to “subordinate their equity” to me, to utilize all land equity 

What types of programs are typically available for borrowers with 800 scores, 1m liquid, looking for 350 to 400k loan to buy land and build a spec for resale.

Typical management fees in Knoxville are about 8%-12% monthly with some variable fee for leasing.

Provides an option to convert to a fixed rate, which will be higher than the typical rates.

I'm a fan of quads because, typically, the cash flow is a bit higher. 

Typically, how much value will the HVAC and ductwork improvement add to the appraisal amount later? 

If there’s an electrical issue, it’s typically up to the landlord to fix it.Heating and Cooling Systems: The landlord is responsible for maintaining and repairing any installed heating and cooling systems.Appliances: If the property comes with appliances, the landlord is responsible for repairing them if they break down.Safety Repairs: This includes things like smoke detectors, carbon monoxide detectors, and any other safety equipment the property might have.Remember, these responsibilities can sometimes vary based on the terms of your lease agreement, so it’s always a good idea to clarify these points with your tenants.

What is the cost for your cleaners and utilities? 

If it's a primary residence (house-hack) you can go as low as 3.5-5% down but these loans typically require the residence to be in a decent condition.

Added a bedroom, tenants pay all utilities.