I am rebuilding my credit since family problems took a toll on my finances and I want to take control of my life.

One of the first things that happens when a downturn hits is tightening in lending/credit. 

I've heard that credit unions will give more than 10+ mortgages.

Would a foreign tax credit work?

With bad credit and little to no cash, what steps must I take to attain a rental property

Yes, he does not want to pay rent, so you give him 30 days rent credit through the sell of the house agreement, but set the rent rate high, maybe double normal rent. 

The upside of office is that if you get a credit tenant you can sign to a long-term lease, you have a solid rental stream.

Been doing a ton of reading and research the past few months and getting ready to take the plunge.Got my first pre-approval and I have a sneaky suspicion that they offered me a terrible rate, knowing how new I am.

They have paid around $70k into a $170k mortgage over 20 years so far and have been constantly falling into credit card debit, renewing their mortage over and over.. its never ending.

In the last recession, did any of you guys have a 1st lien equity line of credit that was frozen due to the credit tightening from the banks?