@Mike Dorneman I'm new so let me reword what you said and you tell me if I'm saying it rightYou HELOC asap and don't draw on it until you need cash, in this way you don't have to pay interest until necessaryYou use as a bank that allows you to refi to arv value to pull equity and instantly repay HELOC.

However in order to close quickly I will instantly need to have a lease in place for my condo. 

The government can Nationalize your portfolio over night, and there is nothing you can do about it.I read the headline and instantly thought "crap, South Africa has finally gone and done it", and then I started to read the posts.

They want instant gratification.The way to put this into perspective is.. how many leads do any of you get a day?

The big ticket items you are almost always aware off, such as house payment, car payment etc, but where most people struggle with is the small spending.That’s what is eating away at their savings.A $4 cup of coffee, $15 lunch, extra snacks at gas station, things like that in general.It’s like a small leak, that often goes unnoticed that’s really causing a lot of damage, and then all of a sudden it’s a big leak, that you’ll instantly notice!