Scale comes down to just a few items which I can tell you for free right here.1. 

By doing this, you put the least amount of money down to buy it (can be as low as 3.5%).

So since loans often get sold for servicing (some more than once), even if the original lender doesn't report the loan to the personal guarantor's credit, that may change in the future.DSCR loans are really set up for investors to scale as DTI isn't an issue and the down payment, borrower's credit score and DSCR ratio are the requirements.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Investment loans require that you have at least 20% down.

I am just down the road in the Tampa area. 

-ARV - 500k-Purchase Price - 400k (needs full renovation set 50k) - Down Payment - 20%-1st Hard Money Loan - 250k interest only 3 year term -2nd - Hard Money Loan - 70k interest only (interest accrues to earlier of end of term/sale/refinance) -Rate TBD but assume around 10%Investor would get a discount on ARV and be cash flow positive during the holding period.

There is so much to cover you kinda need to drill down for us.First thing I would do is check VRBO and AirBNB and see what is renting in the immediate vicinity of where you are looking.

DetailsPurchase price: 1.1MReturn (IRR):11.86% per yearCapitalization Rate:5.45%Total Profit when Sold: $1.16MHolding period: 20 years5% down (so that I can take maximum leverage)mortgage rate: 6.7% 30-year fixedVacancy: 5%Management Fee: 8% --> I used this only for calculation but as I will be staying there, I plan to self-manage it.Cash flow: negative $1500 --> My primary job pays decently and I can manage this and have 12 months of reserves.

So, I figured a career shift to something I'm more passionate about could only help with my goals of having success in the space down the road. 

@Charles Manabat Placer County (Kings Beach down to Homewood, Northstar and Palisades/Alpine Meadows) have permits available and have for over 2 years.