Usually go with non refundable down payment,  some type of monthly credit towards their purchase (only if negotiated ), buyer responsible for all repairs ( assuming home is in good condition when they are buying it) and if they are not able to execute at the end of the lease term offer an extension period with possibly a little more down payment. 

Perhaps, ask again after the next credit crunch comes?

Where can I find lenders that just base approval from the numbers in the deal, not off personal credit ?

Now I will be having to put some things on credit and put a lot on risk to take this massive action, and I know to do this i need a mentor/program like these guys.

Now, with a stellar credit score, I’m qualifying at 4.65%.

If you're thinking about conventional/bank financing, they'll look at your monthly expenses to determine what you can afford (rent + car/student loan payments, credit card payments, etc.).

I graduated from the University of North Texas (UNT) in May 2018 with a BBA in Finance, and I started my first full-time job as a commercial credit analyst in June.

I've been a Police Officer for about 15 years, I'm married and have 4 awesome tax credits.....er, children, and no pets.

You can collect applications but don't do the paid services like credit and background checks until you own the property. 

Their credit should be clean enough now to buy.