Joe TomkoDistributions are not required from Roth IRAs even once the IRA participant turns age 70 1/2.

I am nearing retirement age, and unfortunately, I have no retirement savings.

In this day and age, central AC is considered a commodity item. 

I am looking to create an multi member LLC for one property but as we grow I would like to convert to a series LLC.

But here are the current rates and my favorite product so you can underwrite your deals: HML is growing in market share, which has compressed the rates over the last year or two.

Understanding that it can depend on the deal that may be available I wanted to see if anyone else had any thoughts on paying off their primary residence (which in my case would free up about $650/mo in cashflow) or investing in a rental property that would begin growing equity and have a little bit of cash flow.Any feedback would be appreciated as this is my first go.Thanks!

Here’s the deal:$100k in capital available.Purchase price: $150kLoan Options:6.625% at 85% PP6.125% at 80% PP5.375% at 75% PPRents: $2400 per monthFirst deal with desire to grow.

They are a portfolio lender and may come in handy as I grow this business.

Age of roof, electrical, plumbing, heating, sewer?

It's been a good place for me over the last 4-5 years as an investor and we're looking to keep growing soon.