In terms of loans, due to high income, loans won't be an issue but since I already have a 40 hour a week job, it will put a restriction to how much I contribute in Real Estate.

In this case, I would recommend that you inform your tenants of the fact that payments made are pulled at 6 PM instead of the usual midnight closing so they should have funds available the day ahead going forward. 

I recommend starting out with a house hack

It's lender specific, so I'd recommend pursuing the refinance with a lender that doesn't require it in your case.

I'd post the link, but the site won't allow it, I see they've raised the price almost $10k.

I would not recommend doing anything outside of a first position

The theoretical cap on what a business could earn placing the right employees into the right job site is huge.

I recommend 3-12 months of expenses, but other investors will tell you that's too conservative, and others will have more. 2.

Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:1.

LTRs require finding tenants much less often, but they also have a large pool of possible residents that understand the process and a large buffet of online places to source them.