Go ahead, ignore the facts.

You’re way ahead of the game.

But I know the process so well that I can see them dropping the ball before they do and I get ahead of it. 

Lenders generally will not exclude a car lease payment because they know the vehicle will need to be replaced and that brings up the question of how.

Anyone have experience with this alternative creative financing vehicle? 

In my experience it helps keep pre-applicants organized and is an actual sight with a google-able name so it doesn't seem as scammy.The background check and credit fee is $30 paid by the prospective tenant but I always tell people applying for my units ahead of time what my credit and background requirements are and that if they pass those qualifications (plus the reference checks) and sign + pay the deposit that I will reimburse them the application fee.

@Michael Dallas congrats on being way ahead of the game!

Or maybe we should go ahead and commit to pay down the house, our mortgage is $1100. 

Necessary Stats:Credit Score: 740+Loan Type/Amount: Conventional/$320KProjected Income: $3100 (including me paying myself rent)Down Payment: 5%Let me know if there is extra info needed and thanks ahead of time for any advice that is offered!

However, annual rents for lease extensions grew by 4%, highlighting renters' preference to renew rather than enter the challenging homeownership market.Looking ahead, the multifamily sector presents a mixed landscape of opportunities and challenges.