Real estate agents in Ohio aren't allowed to lie about receiving other offers that don't exist, but I've seen it happen before.

I’m planning to relist the house around April when the market typically picks up.

Private Money or Hard Money LoanHow it works: Short-term loans from private or hard money lenders to purchase the lot and finance the construction.Benefits: Easier approval and faster processing, focusing on the property value rather than your income.Downside: Higher interest rates and shorter loan terms (typically 6-18 months).

Thank you Nick - unfortunately it is the name of the game in this space that there will be people with bad experiences, typically when the appraised value doesn't come in as what they expect and they lash out at the lender accordingly (anyone in this space obviously understands this occurrence). 

We've worked with local banks and been able to finance the three we own without any issues.I don't necessarily know if it's "beginner" investor friendly but you'll learn everything you need in the bootcamp which is the gold standardWe get loans with 3-7 year balloons and 25 year amortization typically

Both these 2 are not easy to do, and typically take expertise, experience and or capital.  

Typically when people graduate they look for a job and move to the area of the job.

@Paul Novak You've received some good advise here. 

Typically lenders can lend up to 50% of what your gross income is.

@Robert BatesYou should receive an email for your audiobook download.