Many of these owners were really speculators, betting on continued appreciation.

Whether or not you think you should pay 90% versus 70% is yet to be determined and is only speculation until facts show you otherwise.

Speculative excesses and growing inequality, he wrote, always destroy the foundation for a continued prosperity.

Since the Dubai freehold property law was introduced sometimes 5 years ago the nature of the market has changed noticeably, with the first time speculators now giving way to more owner, thus resulted in inflationary house rental pressures.

Calculate out your speculated appreciation of your house and see where you really end up at.

Without the calls, it's more like speculation to me (which is ok).

The market here is probably going to explode, but that's speculation...

So speculatively it is possible to see appreciation but I hate to speculate.

The only way it works is as 'speculation' which just means 'it doesn't work but you are hoping for magic' - right?

A photo id or two should be required and each signature must be witnessed by the notary.Based on the two states, I would speculate that each signatutre must be witnessed by a notary in that state at the time it is signed--assuming you can't get the parties to appear in front of the same notary.