I’ve had several investor clients go with a new (to me)/ unproven lender because of a slightly lower rate promise only to get burned by that lender (closing costs were higher, appraisal costs much higher and appraisal was a nightmare, main point of contact gave us the clear to close as we passed our financing contingency then just before closing someone from the underwriting department we previously didn’t know existed said we need a few more days and seller didn’t agree because they had a higher backup offer, jeopardizing the earnest money and losing the property, etc).

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

BP has been great for my business since I joined several years ago and I would love to pay back some of that success with the local BP community.

Like anything involving holding of funds, your client should do his own due diligence and you should refer several to him if you are going to refer any.

For me, we have several employees that respond as our avatar with guests through our PMS system.

Whether you should take a retirement distribution or not depends on several factors1) How much do you value the freedom/flexibility to ues the money NOW compared to when you are 60 years old.2) What type of return can you get having cash vs investing in an IRA / SDIRA.If you can make a 1% - 2% better annual return in your personal name, it may make sense as the added return will pay for the penalties over a couple of years.I personally cashed out of my retirement account back in 2016 and it was the best decision I made.

BTW I am a 10-99 contractor and have been focused on the rehab for the past several months, which affects my verifiable income.

There are several lenders that have a 3 month seasoning period, a few with no seasoning at all. 

It is how I acquired several of my rentals. 

There is a severe shortage of home to rent in north OC, when one of our client's homes come up for rent, it is a feeding frenzy.