I've had clients rent by the room short and midterm and covered their entire mortgage.

I also want to clarify that I do still keep a decent amount of cash - just not enough to cover every single property roof at the same time if that ever happened for some reason. 

If you have the means to cover debt, you can avoid the accounts being liquidated.   

I do not know much about San Antonio market so will cover pros/cons of San DiegoCons- price of entry.  

Right now, even if you have no reserve money saved, if a bad situation came up you could tap that 401k to cover the situation. 3.

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.

I plan on being on the road here for work in the next day or two and wanted to try and make sure I have everything covered before I leave.

The projected rental income wouldn't cover the mortgage and HOA at this time.

The amounts of square footage cover is so low the delta becomes a rounding error. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.