Public forms are not the best place for asking legal questions since it's rare to find a unified accurate answer, so hopefully the video helps. 

This takes a little more work, but it's the fairest and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

It’s hit and miss, really need to deeply understand what they offer, if they will work for you or against you, whether they sign the lease or you (I prefer me, to reduce that lock jn). 

They realize the due on sale clause could get exercised and believe the risk is justified by the reduced rate.

Freddie has similar intricacies, but also does not require a two year history of receipt; https://guide.freddiemac.com/app/guide/section/5306.4If you can use the rental income to drive the DTI down so that you can reduce the down payment similar to that of the FHA product, the benefits of the conventional option will outweigh the FHA option, as I'm assuming you have a strong FICO based on rate quoted with no points.  

The reality it's not somewhere in between when it hits the public. 

Thankfully I have no property in NY.I loved this quote which shows just how clueless people are about housing issues:“Housing instability is at the root of so many problems facing our city, such as exacerbating homelessness and hunger, failing to meet our children’s educational needs, and undermining public safety,” said the CWTU in a statement.

Since you want to come on here and make comments to the public  show us proof where we cut corners and didn’t bring things to code because a tenant is living in your house right now comfortably.

I’d love to come to a meeting of the minds and a public forum probably isn’t the best place to do that.

 $9k/$72500=12.4% Rate of return (not including any closing costs which would reduce this return).