The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

With 8' ceilings you should not have to dig out the basement, and with an RT4 zoning, provide all other issues (egress, etc.) are met, you should not get much (if any) resistance to adding that unit.

That will highlight was the sponsor is supposed to do and information they are to provide.

Can anyone provide a copy?

For short-term gains, options like private lending, where your IRA acts as the lender, can provide consistent returns through interest payments.

Based on the information you've provided it seems like you might be targeting the wrong type of deal flow for your budget/risk-tolerance/area.

At a 7% annual return, this could grow to $908K after 10 years, providing immediate liquidity and diversification.Alternatively, holding the property could yield $825K net equity after taxes in 10 years, assuming a $900K sale, with the potential to defer taxes via a 1031 exchange if reinvested into another property.

I am looking to begin the process of a 10+ year plan to build out a sustainable REI enterprise which would ultimately provide me with significant passive income and net worth to make a legacy business for my family.

Quote from @Burke Atkerson: With over a decade of real estate investing experience and over 100 flips, I now provide private money & hard money loans.

I'm also a licensed mortgage broker with a lot of fix-and-flip programs, including some that require as little as 10% down on the purchase price, and provide 100% of the rehab funding.