The term does not include --(A) any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor;(B) any person while acting as a debt collector for another person, both of whom are related by common ownership or affiliated by corporate control, if the person acting as a debt collector does so only for persons to whom it is so related or affiliated and if the principal business of such person is not the collection of debts;(C) any officer or employee of the United States or any State to the extent that collecting or attempting to collect any debt is in the performance of his official duties;(D) any person while serving or attempting to serve legal process on any other person in connection with the judicial enforcement of any debt;(E) any nonprofit organization which, at the request of consumers, performs bona fide consumer credit counseling and assists consumers in the liquidation of their debts by receiving payments from such consumers and distributing such amounts to creditors; and(F) any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity (i) is incidental to a bona fide fiduciary obligation or a bona fide escrow arrangement; (ii) concerns a debt which was originated by such person; (iii) concerns a debt which was not in default at the time it was obtained by such person; or (iv) concerns a debt obtained by such person as a secured party in a commercial credit transaction involving the creditor.(7) The term "location information" means a consumer's place of abode and his telephone number at such place, or his place of employment.(8) The term "State" means any State, territory, or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, or any political subdivision of any of the foregoing.15 USC 1692b

So far I have all of my loans as 'commercial' of some sort, as I own everything in LLCs WITH persona gaurantees, or SDIRA with non-course loans.

(b) With respect to any such person who is arrested, and suspected of being present in the United States in violation of federal immigration laws, every law enforcement agency shall do the following:(1) Attempt to verify the legal status of such person as a citizen of the United States, an alien lawfully admitted as a permanent resident, an alien lawfully admitted for a temporary period of time or as an alien who is present in the United States in violation of immigration laws.

Lynn M. as your experience increased and the more deals you did things probably got easier and easier.

Originally posted by Matty M: As Tim has stated before, this can be a boon for our business.

Seems almost no one is.Besides, who wants to deal with  following up, skip tracing, sending the same person a letter every so often...ughhh..

You can ask person A, B, and C and get all kinds of varying perspectives.

And why has someone mentioned another person as the "master" of creative financing, while I'm still alive as the Lord of Finance, the Prince of Equity, the Coral Wreath of Collateral, the Intuitive Integral Investment Instigator, the Money Master of the Universe and the Pinnacle of Principal ?  

Besides, you can do a credit check on an LLC the same way you do on a person.  As

Yes, there are other accounting software programs, like MAS-90, but you wouldn't want to buy one I'm sure.Ryan, RE isn't RVs, so you really need to start at the beginning of RE basic knowledge and understand what is customary in your arae before you begin any dealings, it only takes a few days to work through a real estat agent's handbook used by RE schools for new agents.