Perhaps someone on here that is in the Buffalo area can recommend someone they use.

@Will Mejia Congrats on getting the property paid off and also on the income you have coming in. 

Or maybe it's on a ridge with a view.

My understanding is Heloc since its a line of credit can be drawn anytime so say you buy the property with and the ac goes on a heloc you could use that to pay for it where the home equity has a period/ gives all the cash upfront.

P.S.: I also did not enjoy the $18k in closing on this number.

Totally get that feeling.Wishing you the best on your journey.

Get an umbrella policy for the LLC if you don't think you have enough insurance on the rentals.

I suspect it's an old line that failed and required replacement.

You start with a base line and introduce variables to determine their effect.You can see what trends have happened if you choose to, that may be of interest to you, but that isn't what currently interests me.

You can also find many here on BP.