Get people financially educated and let them buy their own houses.

Even so, most people choose to buy coverage for things even if there's a 99% chance they won't need it.  

Maybe if a few more people ask for it, they'll post the link. 

The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

We have several people living in these homes.

What the people that I talk to find is that they don't need to be confined to one area.  

Recently, a lot of the market factors that kept people away, are the same that are drawing attention.

I've seen many people suggest a cash out refi but I like the flexibility of the heloc.

You've got to remember the home has already been through numerous inspections prior to delivery, so the time it takes to finish is minimal.  

It's mostly retired people or people who have no money.