Commercial banks like to see low leverage and they love paid for assets :)But if your W 2 and a mom and pop land lord getting your normal debt those are all computer driven formulas and there is not a big focus on balance sheet.

The crazy part is, is that I feel like these types of things are normal to find in almost any property if you care enough.

Second, if youre doing fix and flipping in addition to your W2 income, how does that factor in to your normal taxable income from your W2?

So when I showed her my plan, she pushed back since this was outside of our normal household practices.

We normally put high velocity fans in to help speed up the drying.

I ask every time I make an offer on a house, and my normal terms are 6% interest only for 5 years.  

Is this normal for this type of loan?

Of course, this is just my opinion but I bet I'm not alone..If I'm an investor, I think the returns you're able to achieve in Costa Rica are higher than normal because you focus on these large properties and, as @Martin D. mentioned, prices in that country are too high and returns too low.

Normally I do not post negative stuff, but the above and particularly termination fee for doing nothing irked me a great deal. 

Even if prices cool a bit, that’s normal.