DSCR loans generally require 20-25% down.

Obviously each deal is unique and requires proper due diligence. 

We only require a soft credit check as well. 

More often than not they fess up and kind of confirm they don't meet requirements if that is the case.  

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

In rural Idaho, it is much the same way. the counties have minimum requirements and if you keep things on the up and up, it should be fine.Now, in a historical district, that is a different animal all together.

If you're eligible, a VA loan is your best choice since it requires $0 down, no PMI, and allows multi-family properties.

These need 20%-25% down, require a 680-700+ credit score, and 6 to 9 months of reserves (reserves are payments in the bank). 

What are the density requirements?

Simplicity: TDAs require minimal effort after initial setup, making them attractive for those seeking stress-free investment.For investors like myself, seeking both stability and growth, combining a TDA with real estate investments creates a diversified portfolio.