Luc:While nothing like the craziness in the BC's Lower Delta or southern Ontario's horseshoe, Halifax {proper} has enjoyed a pretty healthy  run of appreciation over the past number of  years ... to the point where we no longer seriously monitor the market as it is over priced from our perspective.

Market inventory is well below a healthy supply of 6 months, generally as low as in the early 2000's, in many cases at an all time low.

If I, a healthy 37 year old, drive my car, suffer a fatal stroke, my car goes across the median, strikes your car.

They are young and healthy, so access to green-ways, gyms, and parks is a nice plus.

I go through a healthy balance of mindset books and realestate focused books/podcasts and it helps keep me grounded and driven.

I do think the market may be stalling a bit personally (healthy for markets), but as you can see I am still purchasing so it's merely an additional underwriting item and not a reason to take no action.I am a firm believer that if you buy great deals you will prosper long term regardless of market cycle.

The best way to offset fear is with analysis, a healthy brain, huge monkey balls and  wise words from a monkey!

That doesn’t mean it’s easy to start as a realtor but the market is completely healthy and the sky is the limit I know a guy who started two years ago is on pace to make over 300,000 this year so yeah the markets good but it’s still hard to become a realtor.

In a simplified nutshell; I’d have 3 SFHs with healthy positive net cash flow that can fund all expenses included a significant maintenance issue that might pop up + 1 SFH with zero cash flow, but expenses are funded.Thanks!

., That's a pretty healthy pile of evidence that your intent when you purchased it was to hold for productive use and that circumstances not of your choosing are causing you to sell when your preference would be to hold.