Hi Stephen-Scenario I find two properties that show promise find an instituation willing to let me borrow for both properties, so the only skin I have in the game would be the percenatage down for both investments and use the banks money for everything else?

http://bocarealestateclub.com/ Andrew, ...I have "no skin in the game" with B.R.I.C, ...but if I was new to South Florida, ...B.R.I.C. would be a very smart place to learn about the South Florida real estate investment market.And too meet some very nice-helpful folks too! 

Then put my skin in the game by finding the property. 

Definitely makes sense, its a higher risk form of funding forsure, but seems like a good option for someone who doesnt want to rely on their own credit and does have an exit strat A lender is going to look at the quality of the deal and how much skin YOU put in the game.

We offered to put 10% down to 'have skin in the  game' and 5% interest for 5 years up to as many years as he would like.

I believe one brand is called Lizard Skin.

Use a sledgehammer and take it out in pieces. s stayed above, wear eye protection, but also cover all bare skin.

Since that time, I have watched more products being offered by GF, not just rehab loans anymore, but new construction, BRRRR loans, even notes of pre-bundled loans underlying them come into the mix of what an investor can purchase fractions of.I like the fact that the borrowers tend to have some experience, and skin in the game, and that the GF underwriters properly value these properties, and the fact that all these metrics and more are available for any investor to see. 

I'd recommend using it for a flip if you can secure enough of a personal loan, and possibly leverage with hard money- as most lenders want skin in the game on projects.

While we do have cash saved up, we'd prefer to work on our credit for another year before looking at getting a mortgage or commercial loan to possibly do a fix and flip.If you were us, would you a) use our cash to purchase, fix and flip something older and cheaper outright which seems like a huge undertaking for our first deal, b) use our cash as the downpayment/skin-in for a hard money loan (balloon) while we work on conventional qualifications to refi at a lower rate in 12 months, c) My in-laws are in the process of purchasing a seller-financed home and are interested in "renting-to-own" their place to us.