Big potential downside- both a selling and buying agent are involved here and I believe they're expecting their 3% each. 

However, there may be a commonly expected way of handling it in your area.

Whenever possible, try to figure it out without taking on debt.

I just googled digital business card because of your post and am having trouble figuring out how they have value over any other contact organizer.

My guess solely looking at your numbers is that it's an older/distressed property which means you have to account for more costs in capex. 2nd thought being it's not in the best of neighborhood then you'd have to take into consideration lower quality tenants/ neighbors and maybe increase expected vacancy and late payments.

There are 85% LTV DSCR loans but expect a higher rate-sometimes 1% higher for the same borrower profile compared to a 80% LTV.

I bought a single family because I thought I could house hack in the same way as a duplex and in ways it certainly could have and did work but I didn't expect the relational aspects of having people living in a property I purchased.

(HousingWire)In stark contrast, recent figures show a sharp drop in foreclosure activity.

I figured the PM would definitely be local to the area of the property and would need different PM's for each area, those were just the areas I'd like to invest in. 

I currently have this property under contract, expected to close within 3 weeks.