For illustration purposes if I were given the opportunity to finance my construction projects at 8O% LTC full recourse or 70% partial recourse I will select the higher levered recourse option because have confidence in my projects knowing the debt is sub 60% LTV and want the benefit of leverage. 

Quote from @Elimar Rios Guzman: Hello BiggerPockets Community,My name is Elimar Guzman, and I'm excited to be a part of this thriving network of real estate enthusiasts and professionals! 

Quote from @Marquise Bailey-Dillard: Quote from @Tyler Munroe: Hi Marquise - congrats on paying off your debts!

Maybe you could find someone who wants to be debt free and have a large place. 

With over an estimated $300 billion of extremely delinquent debt yet to be liquidated to the secondary market, there is a a lot of opportunity to reposition these loans, keep folks in their homes and make a very nice profit for all involved. 

Not the most enthusiastic but if he was a full on telemarketer personality I would of been turned off as well.

It’s also a great strategy for consolidating debt or accessing additional capital for growth.However, be mindful of potential prepayment penalties and how they weigh against long-term savings.

. 💪 As for next steps, I'd focus on stabilizing your cash flow first, especially with the credit card debt situation.

I used to think that the “big difference” , The “great divide” in investments was between equity and debt.  

What is your roof goes, a heating unit.... you're credit card debt could build up quick as a result of this putting yourself in a bad situation.