Her credit score is good at 745 and frankly, we could pay off some zero interest credit card balances that would likely bring her score up near 800.

but you also want to create an incentive for people to stay.From a tenant's perspective, there is also a monetary cost to moving, not to mention the effort it takes all the way down to the little annoying things like  changing the zip codes on your credit cards or address on your drivers license.Great original post by the way, every new investor should read it. 

Consumer credit card debt is at an all time high and families are struggling to stay afloat.

I literally gave him my card after and said "call me when you need to sub this out.

You can create all kinds of leverage for yourself as a buyer if you play your cards right. 

Unlike a cash-out refinance, you pay for the funds as you go and it functions as a credit card (rather than a mortgage), giving you more flexibility over the funds secured via your house and is potentially cheaper than a mortgage since it is not amortized.

We agreed for him to rotate some of his art in and out of our house, up to 20 pieces at a time with his business cards. 

It's a great way to build a house of cards by borrowing yourself into a corner though. 

You guy made those changes and the premium went up more than double and you charge the customer credit card automatically.

Want checkbook control, debit card and the support.