An article was cited in the discussion mentioning a link in the Akron Business Journal.

I'm not looking to compromise on the analysis; rather I just am still seeing "2024" articles coming up about the 1% rule being a good rule of thumb and wanted to make sure I wasn't missing anything obvious.

This sounds like a different situation than a "BRRRR" strategy refinance question - however, this article published here on BP last year goes through a lot of the different refinance options on the market for investment properties.https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...

Again, the BiggerPockets store has some books on this topic, or you can learn about it by watching podcasts, reading blogs, and interacting on the forum.

Over the past year or so I've read books, blogs, and watched more YouTube videos than I can remember.

YNAB also offers a variety of educational resources like online workshops, videos, articles, and a forum to increase your financial knowledge.Why investors should use it: YNAB can be used by real estate investors to track their expenses—such as mortgage payments, maintenance costs, insurance, property taxes, and other things—to keep a close watch on their cash flow.

On their website it looks like they have a blog and some info on how to set up your place.

If this past Sep24 and current Oct24 doesn't mirror Sep 2007-Oct 2007, which if you read the news articles back then to now you'll see how similar they are.

See article from the US Census about growth and population decline:https://www.census.gov/newsroom/press-releases/2023/population-trends-return-to-pre-pandemic-norms.html#:~:text=Texas%20experienced%20the%20largest%20numeric,%25%2C%20respectively%2C%20in%202023.

There are so many other investors who are sitting this time out because they don't see the boom articles in anything and they're scared.