If you are big time or institution investor yes …otherwise just Redfin is enough or even realtyhop, but I found Lance analysis is one depth more detailed than Redfin, amazing what small team can do, sometimes I ask him for small feature request.

Quote from @Ryan Davies: Most work this way: Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 we charge $2,500 minimum)Max Loan: 65%-70% of After Repair Value(ARV) 100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 WeeksWe have private lending partners throughout the entire United States that cover the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WV, WI, WY.

We have been happily surprised at the upside available from paying a full, fair price to a mom-and-pop seller, upgrading, increasing revenues, and selling to a higher level buyer (like an institutional player).

I have noticed a lot of institutional shops and real estate private equity firms will factor in SOFR rates into their analysis.

They analyze MLS deals and are one of the primary acquisition sources for institutional SFR like Invitation Homes. 

Got into REI almost by accident and did what you said - shopped for the best terms to make each property perform the best.I did at one point try to consolidate, but any institution I found that didn’t sell mortgages had the worst terms: higher rates and typically ARMs, which I’m grateful for not taking because my rates would be crushing me now.I’ll look into other versions of some of the things you mention like cross colatteral and construction loan but not sure how that would work considering I don’t actually have any construction needs. 

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MOBancorp SouthTX Lines of Credit on free and clear housesBank of Southern CaliforniaCABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVAnow PNCBECU for ORBellwether Community Credit UnionNH and MA 85% to 100%, draw 10 yrsBMO Harris3 HELOCs to 70% LTVBoeing Employee Credit UnionCal Coast Credit Union, CAChange WholesaleCitizens Bank -MiNonly in-state.

Finally, even though Indianapolis University is small, it's always good to have a great institution nearby.

@Jill DavisTypically banks (depository institutions) are most competitive with jumbo since these programs are typically portfolio products.

My mom is the owner of a small (3 beds, 1 bath) home on two acres in a very coveted area between Great Barrington and Sheffield, MA.