@Brendan M BrownMaybe you're just a total loser in life and God hates you.I told myself that for at least five years until I became comfortable enough with it to go on even thought it was, and still is, quite likely true.I am a big fan of Kafka's short-short story about the Door of the Law from the novel The Trial.Before the law sits a gatekeeper.

Can't find much about them.. little to no presence could be either really good or really bad..

Last, but not least, I was told that Phil is a Christian and a man of God and that he truly wants what’s best for me and to help me because he and I are brothers/God’s children and God is calling Phil to help me.

To be honest, we don't know exactly what we're doing (we have some, but limited experience), other then sensing God is leading us into the REI arena, and now we have set sail on this new journey to learn and flip homes (or land). 

Maybe mix the quotes up with direct lenders and brokers, licensed and non-licensed and see what they get.I've seen more DSCR deals made into God-awful sausage by licensed, direct lenders than I can count. 

And god forbid rates start to drop, then prices will start to rise again. 

The most powerful priest on the planet is suffering for God and is possessed by Lucifer and the fallen angels.

Is there a solid property management presence down there?  

If tenant Vacated you can NOT evict them unless they left "substantial presence" behind such as personal items, clothes etc.

The BUDGET is GOD.