My day job is an exciting mix of marketing, sales and enterprise level business development.

Photo sharing and social life sure, but more importantly the game of whats possible in business and enterprise and capitalistic endeavors.I think this place is a great fit.

"Effective July 21, 2011, the Real Estate Settlement Procedures Act (RESPA) will be administered and enforced by the Consumer Financial Protection Bureau (CFPB)"

This ends up costing the end consumer (a highly protected class with regards to the CFPB - consumer finance protection bureau) more in the end. 

I then chose erentpayment.com because it applies the late fee automatically if the tenant is late and they will report payments to the credit bureau to help tenants build their credit.  

They are experienced HML's and active investors.Emerald Dolphin Enterprises - Terry or Tyler Weakleyhttp://www.emeralddolphinenterprises.com/

In my experience, my "balances" are still reported so it looks like I am carrying a balance on my credit report, but I pay in full each month.If you want NOT to carry a balance on your credit report, call in and ask which day of month the credit card company reports the balance to the credit bureau.  

If you're pulling credit reports you'll see the whole thing:SummaryTradelines, which includes if they're paying on time, how long they've had the account for, etcbankruptciescharge offsIn general there will be slightly different information from each bureau, specifically when it comes to newer accounts, but generally speaking the tradelines and debts get reported to all 3 (Experian, Transunion and Equifax)

I work the Texas panhandle area, have my own office, transportation and cell phone.Cecil 'Lee" Russell: CleeR Enterprises; Amarillo, Texas 806-316-8642

If the tenant wants to add an "agreed to vacate" judgment signed by the plaintiff and notarized then it can be added to the file and they dispute with the credit bureau and it comes off as they see it was vacated.