Have undergraduate degrees in Finance and Accounting.Completed about half of an MBA, then started studying for CFA exam (Chartered Financial Analyst) and completed that instead.Started career down in Jacksonville in retail banking, then mortgage lending for a few years, them relocated back to Louisville, worked full time for a bank for a year while attending law school at night (thought I'd go into tax law).

I know we like to classify property like they are commercial properties .. but what are you buying C's Bs and you know some markets Cs are Bs in others and Ds in others.Your spot on with regard to community banks... most have it right in their lending charter they can only loan to those that live and work in the footprint which is usually within 100 miles of the market.PM is the key and bears repeating.. also remote rehab as you stated can be everything from semi rewarding to down right risky to downright wipe out.. this is why turnkey is so popular granted you can garner some delta between cost and turnkey mark up but you have to have the time and ability to do that and its not realistic for beginners or those buying just a few properties.  

She said she had a lawyer and that she was fighting the HOA for singling her out, especially after all this time; which made me think, have you received any updates (in writing) from your HOA she said she didn't know.What I suspect is that the HOA has made subtle change to the charter/agreement which has subsequently allowed this seller to be exposed. 

Some Statues1322.01 Mortgage brokers - loan officers definitions.(2) "Mortgage broker" does not include any of the following persons only with respect to business engaged in or authorized by the person's charter, license, authority, approval, or certificate, or as otherwise authorized by division (G)(2)(h) of this section:(a) A person that makes residential mortgage loans and receives a scheduled payment on each of those mortgage loans;Secondly, it is hard to answer your first question since it seems like you have some computation related to your marketing efforts.

In gen. my advice is dont dabble with 401K money.CheersSunny (CFA charter holder)Originally posted by @Jeff Pollack:@Jason Rowlett, I think your rent is too low.  

I think these areas are good if you are looking for long-term renters because young families tend to be in these areas to feel out whether their kids will get into a charter school. 

@Jasmine Williams @Jennifer ApplebyI'm a charter funder with GF and follow the company closely as I am also a developer in Atlanta.The advantage with GF is the no monthly interest payments.

The exempt transactions include sales by HUD of real estate-owned (REO) properties under HUD’s regulations in 24 CFR part 291, sales by other federal agencies of REO properties, sales of properties by nonprofit organizations that have been approved to purchase and resell HUD REO properties, sales by state- and federally-chartered financial institutions and government sponsored enterprises (GSEs), and, upon announcement by HUD through issuance of a notice, sales of properties in areas designated by the President as federal disaster areas.

My partners and I are more quant nerds and we're XIRR/ROI/CAGR questions that deal with time value of money / using Net Present Value to value properties. We have a hard time figuring out/agreeing what is the best met...

My son is going to a charter school in Kihei which is a technology school and that’s what we prefer.