Good morning Joe –The first question is whether the property securing the loan is “residential real estate” as that term is defined in Oregon Revised Statutes (ORS) chapter 86A, The mortgage lender licensing requirements contained in ORS chapter 86A are triggered by the character of the property rather than the nature of the loan (i.e., the real estate transaction involves "a mortgage, deed of trust, purchase money security interest arising under an installment sales contract, or equivalent consensual security interest . . . upon which four or fewer residential dwelling units are planned or situated, including but not limited to individual units or condominiums and cooperatives.

Follow...Custodian retirement accounts are hard enough to find suitable vehicles to generate good returns on (especially if you're not an accredited investor), and JV deals trigger UBIT, but straight interest won't.

I'm super excited and just need to hustle to pay down this truck and come up with at least a down payment for an FHA loan and some reserves. by the end of 2020 I should be good to pull the trigger on the first deal!

And right now you are in that weird moment when people think they have plenty of time, it is the middle of the month and are reluctant to pull the trigger.

Does dried epoxy handle milling as well as wood (in this case, walnut)?

I think I just talked myself into giving up, which then triggers my ornery side that says F that. 

It’s not the truth about why they pulled the trigger to actually start investing.

Something has to trigger itSo let's think about it for a second.

If the seller is ballpark to 70 cents on the dollar, then I was thinking I could pull the trigger at that time for a driveby BPO.That would I think give me enough info to put under contract and get to a buyer.

I use a pump sprayer to apply, so I don't have the repeated trigger-pull that the pre-mixed sprayers give you.My neighbors who pay for lawn services have more weeds than I do :DI don't use any of the granular spread-on "weed and feed" products.