As long as you are applying the same means test to all your applicants, you are going to have a hard time running afoul of Fair Housing laws.

My thought for structural is to have a structural engineer come out or have a mold test completed.

From my calculations (including ACTUAL taxes, water bill, sewer bill, fire code testing, insurance) and figuring in vacancy fees.... im looking at 32k NOIafter debt service, im somewhere around 11k cash flowkeep in mind the market rents are closer to $675-700What do you think?

I was very surprised winning the bid at 85% of listing price, as I was just testing the waters finding the threshold.

That being said, if you run the numbers, learn to do it right, monitor, track, and test your results.

There's a pretty slim chance anyone will lend you $100k without a sizable asset to promise as collateral.

Any ideas for a diagnostic test that could help me determine way the usage is so much higher.

Business wise it doesn't pass the smell test in any direction.

Have had delays in our move to Wilmington, NC due to some medical testing for my transfer out of military.

If it passes the initial test and you get inside to take a look, look for spongy or sagging floors, wall cracks, uneven floors, etc.