Chris,It took some time to get this set up but I had it done through a CPA in Cali who specializes in QRP's.

Specially when i have a great support from the forum.Mark Nolan - thanks a lot for a nice tip Mark :)James Wise - thank you James, i have narrowed down 10 cities in last couple of days and would like to narrow down to 2 mostly.

How about researching special programs targeted to those in public service, for example,http://portal.hud.gov/hudportal/HUD?

Now I have joined with a small real estate and property management firm that specializes in working with investors and I am loving it.Good luck, Craig

If they want to stay in your unit they will find the money and you will find out quick if they have the money or are just playing games.Lot's of times they have the money they are just shifting around to who will be sympathetic to them and not pay that person because times are tough and they still want to eat out and pay the cable bill.

They specialize in real estate.

They choose to participate in a program with special diet meals, and it may work well while they are eating those restrictive meals, but unless they consciously change their eating habits they are mostly likely going to gain weight again.

Contact a local landlord tenant attorney who specializes in evictions.

So here's the combined numbers for both props on a monthly basis.Purchase Price For both Properties: $120,000Gross Income (both properties): $5,965Gross Effective Income (10% Vacancy rate): $5,368.50 Net Operating Expenses: $2741.31- Cable - $50 (it's gerry rigged)- Water - $435- Electricity - $450 (3 months during the summer its $800 a month)- Dumpster Fee - $185- Fire Insurance - $41- Property Mngmt - 7% (I will use professional management)- Taxes: $363.34- Maintenance: $800Net Operating Income: $2,627.19Capital Improvements: $25,000 (roof, foundation, paint, flooring)The owner combines all expenses for both properties because they are side by side.

Any downtown deals are immediately killed by assessments (even if you're looking just to buy for yourself) - because it becomes way cheaper to rent for a 3-5 year period... and don't even mention special assessments.