The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

:-) Outside the US I use the Corelogic calculator because our local insurance companies provide a no-frill version for free. 

They not only show past appreciation rates for a given zip code, but also uses data to provide anticipated appreciation.

If you're going to use national average data, I would recommend using all of the other national data to provide as a benchmark. 

I've posted about this previously and provided copy of the guidance.

Therefore, I want to solicit creative ideas from the community on how small investors can help these families by providing affordable housing while growing our investment portfolios?

I recommend talking to a CPA who can look into the details of your case and provide tailored advice.

Partnering with MH Property Solutions provided valuable local insights, making this an attractive and strategic investment for Partner Driven.

I am wondering is there any hard money lenders that can provide 100% financing on investment property and also provide rehab loan for short time period?.

Foreclosures, short sales, and off-market deals can provide these opportunities.Target up-and-coming neighborhoods with increasing home values rather than already hot areas.Research comparable recent sales and get an inspection to accurately estimate the after-repair value (ARV) before making an offer.Follow the 70% rule - the purchase price plus renovations should not exceed 70% of the ARV to leave room for profits after selling costs.Focus renovations on maximizing returns - kitchens, bathrooms, curb appeal rather than over-improving.Hire experienced contractors and have a project manager oversee work to keep things on schedule.Price the renovated home at or just slightly below comparable recent sales to facilitate a quick sale.