Reflecting back on MMM & FIRE - Not everyone talks about the value of healthy personal finance.

Btw, our focus are on buy and hold single family units in transitioning neighborhoods in Baltimore.Last night, I came across a very interesting program in Baltimore called the Healthy Neighborhoods Rehabilitation Loan.

What I'm trying to say is find a healthy balance. 

I'll give you the info that I was able to dig out:1) Property is being listed for $299,0002) Owner owed $370,000 to the bank3) I valued the property as $375,0004) The property was listed on the MLS for 174 days, and price was dropped to $299,000 recently from $399,000. 5) The Houston market in general is pretty healthy, it's currently in 4-5 month of inventory so it's neither a seller nor a buyer's market. 

Keep a healthy amount of cash on hand for repairs.  

They are all rented and have healthy cash flow.For the last four years I have worked full time in residential direct sales for a major cable provider and will continue with the company as long as the position is viable. 

These are single family homes in the NE in a market that has a very healthy rental market and we were able to pick up many of them all at one time and at a very good price.

I believe it can yield us a healthy cash flow for life.I am working on a pro forma as  Nick suggested.

Along with a healthy paydown, you might realize a huge gain when you sell. 

Thank you and I hope everyone has a healthy and prosperous 2016!!