If your orders show that your active duty is ending within the next 12 months, a Conventional or VA loan program won't be able to count the current military income to help you qualify.

But I always like to point out what I think may be a good alternative for small investors owning less than 5 currently mortgage properties.

I’d like to increase my cash flow and one thought is selling them on a wrap.My current P&I payment is $280/month with 25 years left on my mortgage.If I do a wrap at 30 years, 7% the P&I payment would be around 980, giving me $700/month of cash flow and no other costs.Sounds simple, but the devil is in the details.

We make sure the airbnb guest codes don't go live until our exact check-in time each day unless the guests specifically request an early check-in - this makes sure our guests don't try to get in early before the apartment is ready.My only knock on the locks is that their wifi range isn't super robust, especially if the wifi signal has to travel vertically between floors to get from the router to the lock. 

I currently rent to up to 10 people however, most rentals don’t include more than 4-5.

Mortgage 15/1 arm at $3.375% with max 4% interest increase due 15 years from July 2015 (Aug 1, 2030).Current condo monthly maintenance fee : $1036 includes water, amenities (pool, tennis court, concierge, gym, sauna, community room with pool and ping pong, maintenance)Current monthly mortgage payment: $499 interest, $504 principal Monthly taxes and insurance: $459 monthly contents insurance: $38Past Assessments: $11k for building HVAC upgrades $8k for building updates and building reservescurrent market value $400k - $425kcurrent  monthly rental median: $3100-$3200monthly landlord insurance: $45I'm also trying to decide if I should rent or sell and invest elsewhere.Appreciate all insights.

If your goal is financial freedom you need an income that meets four requirements:Rent increases faster than inflation: Only if rents increase faster than inflation will you have sufficient dollars to pay inflated prices in the future.Sufficient to replace your current income: You must have sufficient income to replace your current income.Lifelong income: It must continue throughout your life.Low operating costs: Every dollar you lose to operating costs is a dollar less for you to live on.Rents Increase Faster Than InflationWe live on buying power, not a fixed number of dollars.

Currently, we have about 60 people on the list, but we will likely grow to 500 next year. 

So if you find you aren’t seeing the cash flow you desire - real estate may not be the best vehicle at the current time until interest rates come back down.  

Currently, I am paying $942/month w/ $232 of that going towards my principal.