What if you can't sell the unit long term because the occupancy is too low for conventional funding to the buyer?

I'm looking for feedback from other active investors who want to use leverage to buy real estate, but do not qualify for conventional financing.

Ryan, for a conventional loan (30-year fixed) on a 1-4 unit property: To determine qualifying income on your existing rental property, they'll want to use your tax return history, since you have 2+years ownership history.

Perhaps less than with conventional where you're looking at 20-30% down plus rehab costs out of pocket.

You do this through inventory levels and driving the neighborhoods.Second, you must know what comps to use, what comps to toss, and of the used comps, how to adjust for accuracy.

Good points and examples on going contrary to the conventional "wisdom," James.

BTW, in my calculation, my debt service is around $525, (25% down pay, 30 yrs conventional loan, 4.375%).

The property is an inventory purchase as is the rehab.

Keep in mind there is a difference between conventional lending and hard money loans.

You can always set up another entity and treat those properties as “investments” (not inventory) if you would like to exchange to defer taxation.